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        Coverage Guidelines

        Financial Institutions Insurance

        Coverage Guidelines

        AmTrust’s Financial Institutions division understands the unique risks each financial institution faces in the current banking, regulatory and insurance environments. Our underwriters have extensive industry knowledge and will help structure an insurance program that will help your clients effectively manage their risks. AmTrust’s FI Advantage products offer comprehensive insurance coverage that can be tailored to the specific needs of each risk.

        Availability
        Available in all states except AK, HI, NY, and VT
         
        Financial Institutions Overview
        Limits
        CoverageLimit
        Directors & Officers$10,000,000
        Lender Liability
        Trust Services Liability
        $10,000,000
        $10,000,000
        Fiduciary Liability$5,000,000
        EPLI
        Wage & Hour (FLSA)
        $10,000,000
        $500,000
        Network Security & Privacy Liability$5,000,000
        Business Interruption
        Crisis Mitigation Expense
        Financial Institution Bond
        EFT Guard (per acct. holder)
        Civil Money Penalties (per D&O)
        Excess Deposit Bond
        $5,000,000
        $1,000,000
        $10,000,000
        $1,000,000
        $250,000
        $10,000,000
         
        Size of Institution
        • Banks – Institutions <$5B in assets with <250 employees
        • Other FI – Revenues > $50,000 (with exception for start-up operations)

        Time Zones

        13

        Countries

        34

        Brands

        12

        Agents

        9500

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